Indy-lifestyle.com
Independent Living Centers: Price and Features
Over 5,200 centers in our list.
Independent Living Centers: Price and Features
Over 5,200 centers in our list.
What are Independent Living Centers
Independent Living Centers are for people who are tired of yard chores and home maintenance. Tired of cooking? The Independent Living Center will also provide meals (if you desire). They will optionally provide transportation to entertainment, shopping, doctors visits, etc.
Of course you can keep your car(s), go where you want to, take your vacations, see all your friends. In short you can do everything you did before (except the drudgery of house tending).
If you want new activities you will find a variety of clubs and get-togethers at your new home. There will always be a card game.
Did we mention security? 24 hour security will be provided by the Center.
In some Independent Centers you will rent your apartment, or villa. In others you will buy your new digs. Some Buy-in centers are called Lifeplan Communities or may have other names. In many Buy-in centers your initial investment can be used to pay for additional care as you age.
On this site we have the most complete list of Independent Living Centers on the web. And the ONLY list which doesn't require you to give an email address or phone number to see them. Just look for the 'Find a Center' tab at the top of the page.
We also have the best (and only independent) cost analysis. It allows you to compare staying in your current home or moving into Independent Living. Just look for the 'Calculate Cost' tab at the top of the page.
We also have the best (and only independent) cost analysis. It allows you to compare staying in your current home or moving into Independent Living. Just look for the 'Calculate Cost' tab at the top of the page.
About
Disadvantages
- It might cost more than staying in your home
- Rent probably is not fixed
- Less room for all our 'stuff'
- Entertaing Grand kids may be more challenging
- There will be an extra fee for two people
About
Rental
Rental is just what it sounds like.
- You Rent your home
- You Pay Less up front to move in
- Many Centers offer apartments and Condos
Frequently the Independent Living Facility will also offer Assisted Living and Full Nursing care. If you move to an increased level of care you would have to pay more for these services on a monthly basis.
About
Buy-in
Some Buy-in centers are called Lifeplan Communities or may have other names. Almost always multiple levels of care are available and your buy-in makes you eligible for them. Levels of care available may include: Independent Living, Assisted Living and Full Nursing. The idea is that as you age and need more care you can move to the next level. Sometimes you will have to pay more for the extra care - sometimes it is included in your initial annuity payment.
Buy-in
Most Buy-in facilities work like an annuity.
- You pay a lump sum up front to join
- You pay a monthly maintenance fee (which can be quite hefty)
- Much harder to move out
- Many offer apartments and Condos
Some Buy-in centers are called Lifeplan Communities or may have other names. Almost always multiple levels of care are available and your buy-in makes you eligible for them. Levels of care available may include: Independent Living, Assisted Living and Full Nursing. The idea is that as you age and need more care you can move to the next level. Sometimes you will have to pay more for the extra care - sometimes it is included in your initial annuity payment.